Virtual Financial Lunch & Learn Workshops

 with Aberdeen Proving Ground (APG) Army Community Service

Log in & listen to the APG Readiness Program and their Partners as they host dynamic
discussions on financial topics, current events, take your requests & questions, and
engage with others from all over the Army footprint.

Every Wednesday - Friday
Noon - 1 p.m. Registration is not required, and all classes are free!

Sign-in using the MS Teams link below for all workshops and join at least 5 minutes prior to the start time, thank you!

Meeting Link

Lunch & Learn Topics below.
Registration is not required and all classes are free!

• Wed, October 7th - Developing Your Spending Plan:
  Learn to make and follow a spend plan through using a financial planning worksheet and include tips to manage spending, create a budget and set SMART financial goals.

• Thu, October 8th - Understanding Your Credit Report and Scores:
  This seminar discusses the information found on a credit report - what it is used for, and how it can affect you financially. Learn about the three major credit reporting agencies and what they do with your information. Recognize which factors usually increase your credit risk in the eyes of these reporting agencies.

• Fri, October 9th - Understanding Credit Cards:
  In this seminar we will discuss how using credit cards wisely can benefit participants, as well as the risks associated with having a credit card. We will provide tips on reducing credit card debt and understanding credit reports.

• Wed, October 14th - Social Security:
  This seminar provides, answers to your Social Security questions such as:
  When am I eligible to receive retirement benefits?
  How does early retirement affect my benefits?
  Do I qualify for disability, survivors, or spousal benefits?
  How do you get the most from your benefit?
  What is the future of Social Security?
  When should I file for Medicare?

• Thu, October 15th - Disability Brief:
  This workshop will be an open discussion.

• Fri, October 16th - Disaster Preparation:
  This workshop will be an open discussion.

• Wed, October 21st - Disabling Sickness and Conditions​​​​​​​:
  It can be incredibly overwhelming if you or a family member are impacted by a chronic sickness or condition. This seminar will focus on the financial implications and help you create a plan to manage your finances effectively.

• Fri, October 23rd - Identity Theft:
  This seminar discusses how thieves steal your identity and what you can do to deter, detect and defend against identity theft.

• Wed, October 28th - Take Control of Your Finances​​​​​​​:
  This workshop provides information on credit establishment, management and debt relief. Introduces debt-to-income ratio concepts, the importance of monitoring credit reports and briefly addresses SCRA and bankruptcy.

• Thu, October 29th - Raising Financially Fit Kids​​​​​​​​​​​​​​:
  This seminar provides tips and resources to help teach your kids the concepts of "Save, Spend, Share & Invest" as they grow.

• Fri, October 30th - Paying for College:
  ​​​​​​​Learn tips and tools to help you find ways to offset the cost of college! This seminar will discuss different types of educational benefits for the military and financial aid for you and your children, including scholarship opportunities and college savings plans.